{"id":3252,"date":"2017-04-09T09:59:00","date_gmt":"2017-04-08T22:59:00","guid":{"rendered":"https:\/\/blog.stillaslife.com\/?p=3252"},"modified":"2018-09-09T08:41:50","modified_gmt":"2018-09-08T22:41:50","slug":"how-found-money-works-in-acorns-australia","status":"publish","type":"post","link":"https:\/\/stillaslife.com\/es\/how-found-money-works-in-acorns-australia\/","title":{"rendered":"C\u00f3mo funciona &quot;Dinero encontrado&quot; en Raiz (anteriormente Bellotas Australia)"},"content":{"rendered":"<p>Me inscrib\u00ed con <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz (anteriormente Bellotas Australia)<\/a> cuando se lanzaron por primera vez aqu\u00ed en febrero de 2016. Luego, a finales de 2016, Bellotas <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Publicaciones de Australia\" href=\"https:\/\/stillaslife.com\/es\/tag\/australia\/\" data-linkid=\"5445\" data-shortcode=\"true\">Australia<\/a> agreg\u00f3 la funci\u00f3n &quot;Dinero encontrado&quot; a su aplicaci\u00f3n antes de cambiar de marca m\u00e1s tarde como <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a>. El concepto detr\u00e1s de esto es que usted es recompensado con dinero de bonificaci\u00f3n en forma de devoluci\u00f3n de efectivo, por compras con minoristas participantes. En general, cuando realiza una compra con una de sus tarjetas vinculadas, supongamos que por $ 10.30, pagar\u00eda autom\u00e1ticamente $ 0.70 de su cuenta de fondos a su cuenta <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> cuenta de inversi\u00f3n, redondeando efectivamente su compra hasta $ 11.00 y contribuyendo a su cartera de inversiones al mismo tiempo.<\/p>\n<p>Cuando activa &quot;Dinero encontrado&quot; para un minorista participante, ese minorista le recompensar\u00e1 con dinero de bonificaci\u00f3n depositado en su cuenta para compras elegibles. Cada minorista es diferente, pero he visto tres formas diferentes de calcular la cantidad hasta el momento. Los m\u00e1s comunes son los m\u00faltiplos de su cantidad de redondeo regular. Por ejemplo, 4x su redondeo en un rodeo de $ 0.70 significa que la recompensa ser\u00eda $ 2.80. El segundo m\u00e9todo de recompensa es un porcentaje de devoluci\u00f3n. Por ejemplo, he visto a cuatro de los minoristas ofrecer el 10% del valor de su compra. As\u00ed que en $ 10.30 ser\u00eda $ 1.03.<\/p>\n<figure id=\"attachment_3261\" aria-describedby=\"caption-attachment-3261\" style=\"width: 159px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/stillaslife.com\/es\/?attachment_id=3261\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-3261 size-medium\" src=\"https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?resize=169%2C300&#038;quality=89&#038;ssl=1\" alt=\"\" width=\"169\" height=\"300\" srcset=\"https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?resize=169%2C300&amp;quality=89&amp;ssl=1 169w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?resize=600%2C1067&amp;quality=89&amp;ssl=1 600w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?resize=768%2C1365&amp;quality=89&amp;ssl=1 768w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?resize=576%2C1024&amp;quality=89&amp;ssl=1 576w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?resize=705%2C1253&amp;quality=89&amp;ssl=1 705w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_0092.jpg?w=1152&amp;quality=89&amp;ssl=1 1152w\" sizes=\"(max-width: 169px) 100vw, 169px\" \/><\/a><figcaption id=\"caption-attachment-3261\" class=\"wp-caption-text\"><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> Pantalla de dinero encontrado<\/figcaption><\/figure>\n<p>El tercer m\u00e9todo que he visto es solo una recompensa en d\u00f3lares por compra. Por ejemplo, un minorista ofrece una recompensa de $ 1 por compra, y otro ofrece una recompensa de $ 3 por compra.<\/p>\n<p>Un bono que he visto es un nuevo cr\u00e9dito de cliente. Por ejemplo, Foodora actualmente ofrece una recompensa de $ 10 para los nuevos usuarios despu\u00e9s de su primera compra, adem\u00e1s de una recompensa de $ 1 por pedido.<\/p>\n<p>One caveat of &#8220;Found Money&#8221; is that you have to make the purchase online from one of the participating retailers. You cannot make the purchase in-store. You also have to activate &#8220;Found Money&#8221; for the store before purchasing by navigating to it while logged into the <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> app or website and clicking the &#8220;Shop Now&#8221; button.<\/p>\n<p>Otra advertencia es que su compra debe cumplir con los criterios de elegibilidad descritos en los t\u00e9rminos y condiciones para esa tienda en particular. Cada tienda tiene su propio conjunto de reglas, por lo que debe verificarlas al menos una vez antes de realizar una compra para asegurarse de que ser\u00e1 elegible para una recompensa. Para la mayor\u00eda de ellos, la elegibilidad es simplemente un monto m\u00ednimo de compra, como David Jones, que es de $ 5. Algunos de ellos excluyen el env\u00edo y otras cosas del monto m\u00ednimo de compra, y otros no incluyen el env\u00edo en el c\u00e1lculo de la recompensa.<\/p>\n<p>Por lo que puedo ver, funciona de la misma manera que la mayor\u00eda de las otras recompensas en l\u00ednea que ganan centros comerciales con otros programas de lealtad como Qantas Online Mall, Velocity eStore, FlyBuys eShops y muchos otros. En esos programas que inicie sesi\u00f3n en su cuenta, navegue a trav\u00e9s de la lista de minoristas que ofrecen una cierta cantidad de puntos por cada d\u00f3lar que gasta. Una vez que seleccione el que desea comprar, haga clic en el enlace &quot;Comprar ahora&quot; o en un enlace similar, y luego realice su compra a trav\u00e9s de su sitio web.<\/p>\n<figure id=\"attachment_3254\" aria-describedby=\"caption-attachment-3254\" style=\"width: 159px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/stillaslife.com\/es\/?attachment_id=3254\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"wp-image-3254 size-medium\" src=\"https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?resize=169%2C300&#038;quality=80&#038;ssl=1\" alt=\"\" width=\"169\" height=\"300\" srcset=\"https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?resize=169%2C300&amp;quality=80&amp;ssl=1 169w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?resize=600%2C1067&amp;quality=80&amp;ssl=1 600w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?resize=768%2C1365&amp;quality=80&amp;ssl=1 768w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?resize=576%2C1024&amp;quality=80&amp;ssl=1 576w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?resize=705%2C1253&amp;quality=80&amp;ssl=1 705w, https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/img_7230.png?w=1152&amp;quality=80&amp;ssl=1 1152w\" sizes=\"(max-width: 169px) 100vw, 169px\" \/><\/a><figcaption id=\"caption-attachment-3254\" class=\"wp-caption-text\">David Jones en Found Money<\/figcaption><\/figure>\n<p>Given this, and the fact that many of the retailers on <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> are also on other reward malls, you have to choose which reward is of more value. I generally go for Qantas Frequent Flyer points, but their dollar value is variable and is often low, so <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> does offer a good alternative that is money straight back in your pocket, contributing to your <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> investment.<\/p>\n<h3>Entonces, \u00bfc\u00f3mo encuentras dinero con Raiz?<\/h3>\n<p>It would be a vast improvement if the <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> &#8220;Found Money&#8221; reward applied automatically and on in-store purchases, but unfortunately, it doesn&#8217;t. So to make sure you get your bonus money here is the process:<\/p>\n<ol>\n<li>Open <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> and log in.<\/li>\n<li>Haga clic en Found Money.<\/li>\n<li>Encuentre el distribuidor que desea comprar y haga clic en ellos.<\/li>\n<li>Compruebe que est\u00e1 satisfecho con su recompensa y aseg\u00farese de que comprende los T\u00e9rminos y condiciones para ser elegible para su resumen de bonos (por ejemplo, el monto m\u00ednimo de compra).<\/li>\n<li>Haga clic en el bot\u00f3n &quot;Comprar ahora&quot; de los minoristas.<\/li>\n<li>Once their website loads, navigate to the products you want to buy and complete the checkout as normal to finish shopping. Make sure to use a credit card that is linked to your <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> account so that the reward can be credited to you.<\/li>\n<li>In a few business days, the charge will show up on your credit card and <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> will pick it up. Your round-up will be processed as normal.<\/li>\n<\/ol>\n<p>Eso es. Es una gran cantidad de pasos, y una vez que lo haya hecho, ser\u00e1 m\u00e1s r\u00e1pido ya que no necesita revisar los t\u00e9rminos y condiciones cada vez, pero aun as\u00ed, \u00a1alguna automatizaci\u00f3n ser\u00eda excelente!<\/p>\n<h3>\u00bfCon qui\u00e9n puedo comprar?<\/h3>\n<p>The choices on <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> are limited, but like all the other online malls around, they are growing and have been actively adding new retailers. The choices as of writing this article are:<\/p>\n<ul>\n<li>El ic\u00f3nico<\/li>\n<li>Dan Murphy&#039;s<\/li>\n<li>Asos<\/li>\n<li>Foodora<\/li>\n<li>Nike<\/li>\n<li>David Jones<\/li>\n<li>Colibr\u00ed<\/li>\n<li>Entender<\/li>\n<li>Maestros de bodega<\/li>\n<li>Sr. Porter<\/li>\n<li>Charles Tyrwhitt<\/li>\n<li>Lorna Jane<\/li>\n<li>P\u00e9talos<\/li>\n<li>Mujer deportista<\/li>\n<li>Farmacia 4 menos<\/li>\n<li>Langtons<\/li>\n<li>Liliputi<\/li>\n<\/ul>\n<p>Algunos son iguales a otros centros comerciales, otros son diferentes, por lo que se agrega a su elecci\u00f3n cuando se trata de obtener el mejor valor por su dinero y ayudarlo a ahorrar.<\/p>\n<h3>En general<\/h3>\n<p>Estoy muy impresionado con esto como una opci\u00f3n de lealtad para los minoristas. Si a\u00fan no est\u00e1 aprovechando las recompensas a trav\u00e9s de otro programa de lealtad en l\u00ednea, entonces querr\u00e1 saltar a este seguro. Esencialmente, se trata de un reembolso en efectivo de su compra y, a menudo, no excluye los art\u00edculos en venta.<\/p>\n<p>If you do use other loyalty mall programs though then you may want to weigh up each purchase more carefully. For example, on the Qantas Online Mall, a $1,000.01 purchase from David Jones will get you 4,000 Frequent Flyer points based on the current 4 points per dollar reward. Comparatively, a $0.99 round-up will get you $3.96 in rewards. Which one is worth more will depend on what you want to do with it. Of course, if the purchase were $1000.99, then your <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> reward would only be $0.04. In this instance, the Frequent Flyer reward would be far more valuable.<\/p>\n<p>Comparatively, a $10.01 purchase from David Jones would only get you 40 Frequent Flyer points compared to $3.96 in <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> rewards. Here, the <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> reward far outweighs the Frequent Flyer reward. Of course, if your value drops under $10 then you may as well go with Frequent Flyers since you won&#8217;t get anything through <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a>.<\/p>\n<p>Since it does work out better value than the Qantas Frequent Flyer Online Mall for a number of our purchases and puts money straight into our investment account, this is now a part of our savings approach so that we can travel more. Of course, we don&#8217;t want to spend more for something, but if we are going to make a purchase from one of these retailers anyway, then why not save some extra cash using <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> Found Money. It&#8217;s a pity there aren&#8217;t more retailers, but <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> have been working hard and adding more each month so I expect there will be more in the future.<\/p>\n<h3>\u00bfQuieres registrarte y obtener un bono extra de $ 2.50?<\/h3>\n<p>Si estas en <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Publicaciones de Australia\" href=\"https:\/\/stillaslife.com\/es\/tag\/australia\/\" data-linkid=\"5445\" data-shortcode=\"true\">Australia<\/a> and aren&#8217;t already using <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> to turn your spare change into an investment portfolio with higher returns than bank interest, you can use <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">mi enlace de referencia aqu\u00ed para inscribirse<\/a>y <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> will give you a $2.50 bonus directly into your new account to help get your savings started.<\/p>\n<p>For reference, my <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a> returns for my first full year, which was also their first full year of operation, were 6.41% compared to the 1.6% base interest rate at the bank or 3% maximum interest rate when meeting the eligibility criteria of depositing $1000 per month into savings. In my second year with <a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">Raiz<\/a>, my returns on that year were 11%.<\/p>\n<p><strong><a class=\"thirstylink\" rel=\"nofollow\" target=\"_blank\" title=\"Raiz invest\" href=\"https:\/\/stillaslife.com\/es\/goto\/raiz-invest\/\" data-shortcode=\"true\">\u00a1Consiga ahorrar ahora!<\/a><\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>I signed up with when they first launched here in February 2016. Then, in late 2016, Acorns Australia added the &#8220;Found Money&#8221; feature to their app before later rebranding as Raiz. The concept behind this is that you get rewarded with bonus money in the form of cash back, for shopping with participating retailers. Generally, &#8230; <a title=\"C\u00f3mo funciona \u201cDinero encontrado\u201d en Raiz (anteriormente Bellotas Australia)\" class=\"read-more\" href=\"https:\/\/stillaslife.com\/es\/how-found-money-works-in-acorns-australia\/\" aria-label=\"Leer m\u00e1s sobre How &#8220;Found Money&#8221; works in Raiz (previously Acorns Australia)\">Leer m\u00e1s<\/a><\/p>","protected":false},"author":1,"featured_media":3272,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false,"_wordproof_timestamp":false},"categories":[1674,9],"tags":[1694,1690,1688,1691,1695,967,1681,1678,1692,1676,1683,1682,1687,1680,1689,1693,1679,1686,1684,1675,1677,1685,1696],"country":[],"class_list":["post-3252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","category-technology","tag-asos","tag-cellarmasters","tag-charles-tyrwhitt","tag-cotton-on","tag-dan-murphys","tag-david-jones","tag-foodora","tag-found-money","tag-hummingbird","tag-investments","tag-langtons","tag-liliputi","tag-lorna-jane","tag-loyalty-programs","tag-mr-porter","tag-nike","tag-online-mall","tag-petals","tag-pharmacy-4-less","tag-raiz","tag-share-trading","tag-sportsgirl","tag-the-iconic"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/stillaslife.com\/wp-content\/uploads\/2017\/03\/Acorns-Found-Money-Screen-1.png?fit=1146%2C468&quality=80&ssl=1","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/posts\/3252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/comments?post=3252"}],"version-history":[{"count":0,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/posts\/3252\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/media\/3272"}],"wp:attachment":[{"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/media?parent=3252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/categories?post=3252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/tags?post=3252"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/stillaslife.com\/es\/wp-json\/wp\/v2\/country?post=3252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}